Our Approach |
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Successful wealth management is an ongoing process that requires a methodical, comprehensive, and dynamic approach. Once begun, serving our clients' needs is a continual process.
Resource Assessment
The first step in the wealth management process is to do a complete "inventory" of a client's current financial resources, including sources of income, real property, financial assets, retirement accounts, etc. Concurrently, we carefully consider our client's age, health, family status and obligations, and overall living expenses.
With this information we work closely with each client to fully explore the concept of risk and how it pertains to their particular situation. This helps our clients to better understand risk and helps us to develop an appropriate risk profile for each client.
Global Objectives
We believe that a shared effort between client and advisor in establishing realistic goals and objectives is integral to the planning process. With an accurate "inventory" of financial resources and an understanding of risk tolerance, we work with each client to identify short and long-term liquidity needs and to establish realistic financial goals and objectives.
We believe that this methodical and collaborative approach to planning lays the foundation for a sound working relationship with our clients and offers the best opportunity for successful wealth management.
Resource Planning and Implementation
Fundamental to the wealth management process is a methodical and disciplined process of investment planning and implementation. Central to our approach is the practice of diversifying investments among high-quality assets. With this as our premise, we design customized and comprehensive financial solutions to meet the unique needs of each client.
The investment solutions that we offer carefully balance our clients' personal and financial parameters with our assessment of domestic and international economic conditions and price levels in various financial markets. Through diversification we believe our clients can participate in economic growth and prosperity while mitigating the risks of economic downturns and significant market disruptions when they occur.
Monitoring and Reporting
We believe that systematic reporting is of critical importance to successful wealth planning and accumulation. The frequency and content of our reporting is established with each client so that the status of each account and the progress made toward established goals and objectives is effectively communicated.
It is our experience that active and constructive communication allows for appropriate and timely adjustments to be made to each client's financial strategy and is instrumental to long-term success.
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This year, Barron's once again ranked CSI among the country's top
independent financial advisers.